From: The USREF Team Subject: Final Information Customer #: 130441 APP No.: 420-13232 Issued via E-MAIL ONLY on Fri, 14 Jan 2005 07:23:36 -0600 We recently received the moortgaage app and it was appproved with 3.5 % The request is pending unfortunately, we were not able to reach you by phone. Please verify all details here[1] and we will try to call you again. Thank you. -- Lawanda Irvin The USREF Team WQSYDH